Our Story

Ross Chawansky, CFP® & Founder

Flowrate Financial, LLC was created to provide unbiased financial information, while also eliminating the limitations and feel of a typical main street, big-box brokerage firm.

As a CERTIFIED FINANCIAL PLANNER® practitioner and fiduciary we have a legal and ethical obligation to put your interests first, and we take this responsibility very seriously. If a conflict of interest happens to exist it will be disclosed and addressed in favor of the client.

While my passion today is providing financial planning for the HVAC Community, the journey began in 2008 upon my introduction to the world of commercial HVAC systems. I've had the privilege to represent many industry-leading brands during my time spent in Minneapolis, Milwaukee, and now here in Charleston.

Commercial Applied HVAC Sales Engineer for 14 years
President's Award Winner, Carrier Corporation
BS Mechanical Engineering, Milwaukee School of Engineering
- 4-year letter winner NCAA DIII Varsity Ice Hockey
Raised outside Detroit, Michigan
Currently reside in Mount Pleasant, South Carolina with wife and 3 children
Always up for a good skate or a round of golf (shoes optional, please)

Along the way I've met so many great people who do high-quality work for their respective companies, or for their employees. I look forward to continue meeting genuine individuals through Flowrate. Perhaps what I've learned most over the years is that I really enjoy spending time with kind, well-intentioned, and diligent people.

Simply put, I want to help people achieve greater peace of mind when it comes to their money. For many families, taxes might be the largest expense during retirement. Every investment and distribution decision has a material impact on the amount of taxes owed (or saved) during your lifetime, as well as for future generations. And while it's very important that we do pay our fair share owed to the IRS, we don't necessarily need to include gratuity!